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There are select counties in the state of Texas that qualify for USDA loan programs.  This is one that provides a home purchase with a zero $0 down payment for a primary residence.  Qualifications apply.  Contact us for more information or use the approval application link below.  The link will begin the loan application process to let you know if you will qualify.

Here are some homes that are in areas that are USDA approved counties. This is not a complete list. Message us for a full list of properties in a specific county.


How it works:

USDA (United States Department of Agriculture) loans are government-backed mortgages designed to help people in rural areas purchase homes with affordable financing options. USDA loans are provided by approved lenders and are intended for low-to-moderate-income homebuyers.

One of the primary advantages of a USDA loan is that it does not require a down payment, which makes it an attractive option for those who may not have a lot of savings or are struggling to save for a down payment. Additionally, USDA loans offer competitive interest rates and low monthly mortgage insurance premiums.

To be eligible for a USDA loan, the property being purchased must be located in a designated rural area as determined by the USDA. The homebuyer must also meet income and credit requirements to qualify for the loan.

The USDA loan process begins by finding a lender who is approved to provide USDA loans. The lender will then determine the borrower's eligibility and begin the application process. Once the loan is approved, the funds will be provided to purchase the home.


Overall, USDA loans provide a valuable opportunity for homebuyers in rural areas to access affordable financing options and achieve their dreams of homeownership.

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